ABDURAKHMANOVA , M. Conceptual Foundations for Enhancing the Competitiveness of Commercial Banks in the Financial Market. WORLD INTERNATIONAL CONFERENCE ON SCIENCE, TECHNOLOGY AND EDUCATION, [S. l.], v. 1, n. 4, p. 323–330, 2026. DOI: 10.5281/zenodo.19984999. Disponível em: https://www.globalconferencehub.org/index.php/ste/article/view/686. Acesso em: 25 may. 2026.