Problems in Investment Financing and Methods for Improving Their Resolution: In the Case of Uzbekistan

Abstract

This research provides a comprehensive analysis of the structural and systemic impediments to investment financing in Uzbekistan. Utilizing a methodology rooted in clinical research protocols, the study evaluates the viability of the current financial ecosystem by analyzing a cohort of 45 major investment projects across the industrial and service sectors (2019–2025). The diagnostic results indicate significant pathologies in the financing cycle, specifically high collateralization ratios and severe information asymmetry. Statistical validation, employing Student’s t-test and correlation analysis, demonstrates a significant deviation between projected capital allocation and actual absorption rates. The findings advocate for a therapeutic shift toward diversified financial instruments, including mezzanine financing and ESG-compliant green bonds. The study concludes that systemic optimization can enhance the investment efficiency coefficient by 18.2% (p < 0.05).